Coming Soon to iOS

The modern
bank of mom
& dad

Track allowances, birthday money, gifts, and chores in one beautiful family ledger. Teach your kids the value of money.

Good morning
👦 Ethan's Capital
Total Balance
$247.50
+$15.00 this week
💵
Wallet
$127.50
🗃️
Savings
$120.00
Recent Activity
🎁
Birthday Money
Today
+$50.00
📅
Weekly Allowance
Mon
+$10.00
🛒
Lego Set
Last week
-$24.99

Trusted by families for

🎯 Allowance Tracking
🎁 Gift Management
💰 Savings Goals
📈 Interest & Investing
🔒 Kid-Safe Access

Everything a family bank needs

Simple, powerful tools that help parents manage money and kids learn real financial skills.

💵

Unified Ledger

One place for all your kids' money — birthday cash, allowances, tooth fairy, gifts, and more.

📅

Auto Allowance

Set it and forget it. Schedule weekly, biweekly, or monthly allowances that deposit automatically.

🎯

Savings Goals

Help kids set goals and watch their progress grow. A bike, a game, a trip — they'll learn patience pays.

📈

Interest & Investing

Teach compound interest with configurable rates. Kids can even track S&P 500 investments.

🌟

100% Free

Every feature, every kid, no paywalls. Kid Capital is completely free with no in-app purchases or subscriptions.

👥

Multi-Kid Support

Manage all your children in one place. Each kid gets their own emoji avatar, color, and PIN-protected access.

Up and running in minutes

No bank accounts. No SSNs. Just a beautiful app that puts parents in control.

👤

Add Your Kids

Create a profile for each child with a fun emoji avatar, custom color, and secure 4-digit PIN.

💲

Track Their Money

Log allowances, gifts, birthday money, chores — every dollar flows through the family ledger.

🎓

Teach & Grow

Kids check their balance, set savings goals, and learn that money is earned, saved, and spent wisely.

Your family's finances,
at a glance

See every child's balance and recent activity from one beautiful dashboard. Finally, no more mental math or scattered notes.

  • All kids' balances in one view
  • Full transaction history with categories
  • Set up auto-allowances & interest rates
Family Dashboard 3 Kids
👦
Ethan
Allowance due tomorrow
$247.50
👧
Sophie
Earned $5 from chores
$183.25
👶
Leo
Savings goal: 72%
$64.00

Their own bank,
on your phone

Hand your phone to your kid and they enter their own secure world. They can check balances, transfer between wallet and savings, and track their goals.

  • PIN-protected kid mode
  • Move money between wallet & savings
  • Track savings goals with progress bars
👧 Sophie's View Kid Mode
👧
My Balance
$183.25
Wallet
$103.25
Savings
$80.00
🎶 New Guitar 80%

Families are loving it

Real parents, real results. Here's what early testers are saying.

"My kids finally understand that money doesn't grow on trees. They check their balance every day and are actually excited to save. Game changer for our family."
👩
Sarah M.
Mom of 3
"No more sticky notes on the fridge tracking who owes what. Everything is in one place now — allowances, chore money, birthday cash. My daughter checks her balance every morning."
👨
James K.
Dad of 2
"The interest feature is genius. My 8-year-old now asks me to put money in savings because 'it grows.' I wish I learned this at his age."
👩
Michelle T.
Mom of 2

Got questions?

Everything you need to know about Kid Capital.

No. Kid Capital is a family tracking app, not a bank. There are no real bank accounts, cards, or transfers. Parents manually log transactions to maintain a virtual ledger — think of it as a beautifully organized family IOU system.

Absolutely. All data is stored locally on your device using Apple's secure frameworks. We don't collect, upload, or share any personal or financial information. Your family's data never leaves your phone.

Yes! You can generate a join code that connects a child's device. Kids get their own view where they can check balances, transfer money, and track goals. Parents stay in full control.

Yes, completely. Every feature is free — unlimited children, auto-allowances, savings goals, interest rates, investment tracking, and kid mode. No in-app purchases, no subscriptions, no paywalls. Ever.

Kid Capital works great for kids ages 4 and up. Younger kids love checking their balance and seeing their emoji, while older kids benefit from savings goals, interest, and learning about investments.

Kid Capital is launching soon on the iOS App Store. Join the waitlist below to be the first to know when it's live — and get early access.

🚀

Be first in line

Join the waitlist and we'll let you know the moment Kid Capital hits the App Store.

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